Charlie, real name Charlie D. Garcia, was born in San Joaquin, California. Her mother is porn actress Kitana Steele and she is part Black Indian from Haiti. Charlie always wanted to be a mainstream actress but ended up working in the adult industry. Her first movie was released in 1996 when she was 21 years old.
1997 saw Charlie working more behind the camera as a producer but that only lasted that year. In 1998 her and her husband, Roy Ramirez, divorced. They had one child.
In 1999, Charlie won two AVN awards for her outstanding lesbian scenes. The same year she began doing hardcore scenes as well. In 2000, she married fellow porn star Jonathon Simms but that was tragically short lives. Jonathon died of a brain aneurysm in 2002. Charlie retired in 2006.